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  • About PACB
    • Board of Directors
    • PACB Services, Inc.
    • Hall of Fame
    • Contact
  • Membership
    • Become A Member!
    • Benefits of Associate Membership
    • Member Listing
    • Member Login
    • PACB Board Portal
    • PACB Job Board
  • Advocacy
    • Advocacy Issues
    • Advocacy Events
    • Action Center
    • FirstPAC
    • Legislative Briefing Calls
    • Ways to Engage
  • Education
    • Be a Speaker
    • CBWN Webinars
    • NextGen"U"
    • ICBA Education
    • PACB Foundation Scholarships
    • SBS Institute Certification Programs
  • Events
    • 2025 Convention
    • PACB INSPIRE Awards
    • Educational Events
  • Communications
    • News
    • Consumer Services
    • Hometown Banker Website
    • SUBSCRIBE TO HOMETOWN BANKER
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  • Advertising Opportunities

​News

ARTICLE

Date ArticleType
7/7/2025 6:51:18 PM Press Release

Community Bank Priorities Included in OBBB Will Help Farmers and Main Street to Invest, Grow, and Thrive

HARRISBURG, PA — Pennsylvania Association of Community Bankers (PACB) President and CEO Kevin Shivers today applauded President Donald Trump and Congress for enacting critical priorities to foster economic growth and strengthen communities across Pennsylvania, from the farm all the way to Main Street. The provisions were included in legislation recently signed into law, known as the One Big Beautiful Bill Act. 

“This landmark legislation ensures hometown banks can continue to do what they do best - support farmers, small businesses, and families in communities across the Commonwealth and the nation,” said Shivers. “The bill reduces barriers to investment and strengthens the ability of community banks to lend to farmers and small businesses, helping to grow our economy and ensure the vitality of our local communities,” Shivers continued.

“I want to thank Pennsylvania’s congressional delegation who supported this legislation, and especially want to thank PA U.S. Senator Dave McCormick, and PA U.S. Representatives G.T. Thompson, Dan Meuser, and Lloyd Smucker, who worked tirelessly to ensure these critical community bank priorities made it into the OBBB.”

Shivers said the new law contains several provisions championed by PACB, including:

  • Tax relief for farmers, ranchers, and rural communities: Known as the Access to Credit for our Rural Economy Act, the ACRE Act permanently exempts 25 percent of interest income from federal taxation on agriculture and ranch real estate loans, delivering much-needed interest rate relief to U.S. farmers and ranchers.
  • Permanent tax relief for small businesses and community banks: The law makes permanent the Section 199A deduction which benefits Subchapter S community banks and other pass-through businesses, enhancing their ability to serve their communities.
  • Pro-growth tax policies: The law makes permanent lower individual tax rates, a higher estate tax exemption, and an increased alternative minimum tax (AMT) exemption — policies that promote investment, growth, and competition in local markets.

For more information about PACB and its advocacy on behalf of Pennsylvania’s community banks, please visit www.pacb.org.

PACB's mission is to empower community banks to positively impact their communities.


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